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Buyer Programs

Here are some of the most common types of loans available:

1. Conventional Loans: These are traditional mortgages not insured or guaranteed by the federal government. They typically require a higher credit score and a down payment, but they offer flexibility in terms of loan terms and interest rates.

2. FHA Loans: Insured by the Federal Housing Administration, FHA loans are popular among first-time homebuyers due to their low down payment requirements and flexible credit standards.

3. VA Loans: Available to eligible veterans, active-duty service members, and surviving spouses, VA loans offer 100% financing with no down payment requirement and competitive interest rates.

4. USDA Loans: Backed by the U.S. Department of Agriculture, USDA loans are designed to help low to moderate-income borrowers in rural areas achieve
homeownership with no down payment required.

In our area, various loan programs are available based on the city and county you're interested in. However, one of the most significant opportunities to explore is the availability of grants and down payment assistance programs specific to your area. These programs can provide free money to help you purchase your new home and significantly reduce upfront costs.
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Unlock your path to homeownership! Fill out our quick form to receive personalized info on down payment, closing costs and relocation assistance. We will also send you properties not advertised on the internet along with interest rate incentives.

+1(562) 322-0811

samrubio.realestate@gmail.com

9155 Telegraph Rd., Rivera, CA, 90660

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AFFORDABILITY CALCULATOR

Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
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